You enforces them in individual or collective procedures together with law firms specialising in the respective areas of the law, without any financial risk for the individual consumer. German of life insurance policies due to lack of consumer information incompatible with European law and perpetual, revocable? The life insurance policies of European law containing the so-called front door business policy”(85/577/EEC) similar arrangements. For this reason, the principles developed by the Court of Justice should be transferable. Precisely this view that lack of consumer information will lead to a permanent revocation, pursued by the LV doctor of proConcept AG in the (legal) disputes with insurance companies. The most recent example: the proConcept AG filed a complaint in the District Court of Karlsruhe for Mr S. in February 2008 (AZ 4 O 101/08) and demanded that the unwinding of the Life insurance contract.
First of all, this lawsuit was dismissed in September 2008. In October 2008 the ProConcept AG appealed but immediately before the higher regional court of Karlsruhe (AZ 12 U 241/08). As usual in so-called dispersed damages “-procedure, was also this appeal is dismissed in May 2009, however a revision due to objection was approved in June 2009 a SG 1994 pursuant to section 5 to the Federal Supreme Court (AZ IV ZR 120/09).” This approval the revision before the judgment shows that the higher regional court of Karlsruhe in the decision-making process is not unanimously came to a conclusion and could not unanimously decide the question of the compatibility of national with European law. The German Federal Supreme Court now has the ability to decide against the already taken higher jurisdiction. It concerns no less than the fundamental clarification, whether in the German life insurance policies the European law properly transposed into German law. Jens Heidenreich, Director proConcept AG “and explains the enormous scope of the process project manager LV doctor: If we win this case before the Federal Court of Justice, then all life insurance contracts which have been concluded since July 1994, are affected.” Who would like to know whether any money he is entitled to, can learn under and without obligation contact the proConcept AG.